High‑Yield Savings
4.25%
APY*
Modern banking. Built around you.
Banking Built Around Your Financial Goals
Capitalix gives you the tools, products, and personalised support you need to manage your money, grow your savings, and plan for what’s ahead.
Bank‑grade security Full digital access Dedicated support
Everyday balance
Always within reach
Routing number
021000021
Capitalix routing number for wire transfers and direct deposits.
Branch hours
Mon–Fri: 9AM–5PM
Sat: 9AM–1PM
All branches are closed on Sundays and federal holidays.
24/7 support
1‑800‑555‑0123
Call any time – our support team is here around the clock.
Featured rates
Competitive Rates. Better Possibilities.
Rates designed to help you save, borrow, and manage your money with confidence.
Certificate of Deposit
4.50%
APY*
Premium Credit Card
19.99%
APR*
Personal Loan
8.99%
APR*
* Rates are subject to change. All APY and APR figures are current as of August 19, 2026 and may vary based on creditworthiness, account type, and other factors. Terms and conditions apply. See our full rate disclosure for details.
Our services
Banking That Works For You
Everything you need to manage your money today and build for tomorrow.
Personal Banking
Checking and savings accounts designed to make everyday banking simple and rewarding.
Explore Personal BankingSavings & Deposits
Build your savings with competitive rates and flexible deposit products that fit your timeline.
Explore SavingsCredit Cards
Flexible cards with rewards and features designed around the way you spend.
Explore Credit CardsLoans
Personal, auto, home, and other financing options designed around your unique goals.
Explore LoansBusiness Banking
Banking solutions that help businesses manage cash flow, pay vendors, and grow.
Explore Business BankingWealth & Retirement
Tools and guidance to help you plan for long‑term financial security.
Explore Wealth Services
Everyday checking
Get More From Your Everyday Banking
A checking account designed for the way you live.
Enjoy convenient digital banking, easy access to your money, and features that make everyday financial management simpler and more rewarding.
- No minimum balance requirement
- Full online and mobile banking access
- Free digital statements and alerts
- Convenient account access via ATM network
- Dedicated customer support when you need it
Banking With a Different Perspective
Your financial goals come first.
Capitalix is built around a simple idea: banking should be easier, more transparent, and more personal. We design products that are straightforward to understand and support that stays with you as your goals change.
- Personalised service from real people
- Competitive financial products with clear terms
- Modern technology that makes banking effortless
- Long‑term relationships built on trust
- Practical financial education and guidance
- Commitment to the communities we serve
Why Capitalix
Built on service, not slogans.
Competitive Rates
Products designed to help you make more of your money, whether you’re saving or borrowing.
Personal Service
Real support from people who listen and help you make informed financial decisions.
Modern Technology
Convenient digital tools for managing your finances from anywhere, on any device.
Community Focused
A commitment to supporting the people and communities we serve, not just their accounts.
Financial goals
Wherever You Are, We’re Here to Help
Building Savings
Grow your emergency fund, short‑term savings, or long‑term deposits with competitive rates.
Explore SavingsBuying a Home
Explore mortgage and home financing options with transparent terms and competitive rates.
Explore Home LoansGrowing Your Business
Get the banking tools your business needs to manage cash flow and scale with confidence.
Explore BusinessPlanning for Retirement
Build a strategy for your long‑term financial future with expert guidance and smart products.
Explore PlanningTestimonials
Trusted by Our Customers
Real stories from people who have made Capitalix their financial partner.
“Capitalix makes banking feel simple. I can manage everything online while still getting help when I need it. The support team is always responsive and genuinely cares.”
“The combination of digital banking and personal service is exactly what I was looking for. Their mobile app is intuitive, and the rates are consistently better than my previous bank.”
“Their team helped me understand my options and choose the right product for my goals. I never felt pressured – just supported. That’s rare in banking today.”
Financial education
Financial Knowledge for Every Stage
Saving
How to Build an Emergency Fund
A practical framework for setting a target and reaching it steadily – without stress.
Read MoreCredit
Understanding Credit Scores
What goes into a score, and the habits that support a healthy one over time.
Read MoreHome
Saving for Your First Home
Down payments, closing costs, and planning your timeline – a clear path to homeownership.
Read MoreRetirement
Preparing for Retirement
How to think about long‑term contributions, time horizons, and making your money last.
Read MoreBudgeting
Managing Your Monthly Budget
A simple method for tracking income, essentials, and goals without feeling overwhelmed.
Read MoreBorrowing
Understanding Loan Rates
How rate, term, and amount work together in a monthly payment – and what to watch for.
Read MoreReady to Take the Next Step?
Open an account and experience a simpler way to manage your money.